Casualty Insurance

Casualty Insurance protects a business’s financial stability by covering costs related to claims, regulatory proceedings, and potential criminal actions arising from the company’s operations or its employees’ actions. It provides a safety net for unforeseen liabilities that could significantly impact your operations or finances.

No matter how strong your commitment to safety and compliance, accidents, errors, and disputes can still occur. Third-party injury, property damage, workplace accidents, and product-related claims can lead to substantial legal costs and compensation payments. Without adequate protection, such claims may disrupt operations, damage your reputation, and create significant financial strain.

Casualty Insurance is relevant for:

• Companies of all sizes and industries
• Employers with staff working on-site or in the field
• Manufacturers and product distributors
• Businesses exposed to public or customer interaction

It is especially important for businesses with higher exposure to workplace risks, customer-facing operations, or product liability concerns.

• General Liability – Protection for third-party claims related to injury, property damage, or other covered perils.
• Employer’s Liability – Legal defence costs and settlements for employee injury claims.
• Manufacturer’s and Product Liability – Coverage for damages to consumer property or health caused by products.
• Product Recall Insurance – Costs related to recalling defective or dangerous products from the market.

At Advisio, we broker casualty insurance solutions tailored to your operational risks, industry requirements, and business structure. We provide access to reputable insurers offering comprehensive coverage, ensuring that your business remains protected against both common and industry-specific liability exposures. Our expertise ensures that you get a solution aligned with your risk profile, while our support extends from policy placement to claims handling.